Bridging Loans

Found your dream home but haven’t sold your current one yet? That’s where a bridging loan can help — it’s exactly what it sounds like: a short-term loan that bridges the gap between buying and selling.

At IronBridge Broking, we help you navigate the sometimes-tricky process of moving from one home to the next. A bridging loan can give you the flexibility to buy your next home without rushing to sell your current one under pressure.

How bridging finance can help:

•  Buy your new home before you sell

•  Gives you breathing room to get the best price for your existing property

•  Works as a short-term loan that’s repaid once your home sells

•  Can be interest-only during the bridging period

We’ll help you weigh up the pros and cons, calculate what’s realistic for your situation, and find a lender that offers fair terms and flexible repayment options.

 Handy Info:
Not all lenders offer bridging finance, and policies can vary widely — which is why it’s important to work with a broker who understands how to structure it properly from the start.

 Hot Tip:
Make sure you have a solid plan for selling your existing property. A bridging loan works best when your current home is realistically priced and likely to sell within the bridging period (usually 6–12 months).